U.S. HouseH.R. 6644

Housing for the 21st Century Act: supply, affordability, and access

This broad housing package proposes changes to federal housing programs, development rules, financing, and local capacity with the stated goal of increasing housing supply and affordability. The House approved an earlier version 390–9 in February 2026 and took additional action on the measure in June.

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Why it matters to youth

The possible impact

Housing costs affect young renters, students, first-time homebuyers, and families with children. Changes to supply, financing, and federal housing programs can influence where young people can afford to live, study, and begin working.

Questions to watch

What is still being debated

Which provisions would most directly increase housing supply? How quickly could local communities use the programs? What funding would be required? How would the package affect renters, rural communities, and first-time buyers?

Primary sources

Check the record

Legislation can change quickly. Use the linked official records for the latest text, actions, and vote information.